WORKING CAPITAL
Two Flexible Funding Options
Business Project Financing
Qualified applicants can access up to $250,000 for operating needs, new opportunities or unexpected expenses, with no restrictions on how the funds are used. Apply with our one-page application and three most recent bank statements. Flexible terms up to 22 months and same-day funding may be available.
Equipment Plus Cash Program
Qualified clients financing equipment may receive additional cash equal to up to 50% of the equipment financing amount, with a maximum of $25,000. The additional funds may be used for any business purpose and are financed at the same rate and for the same flexible 24–60 month term as the equipment financing.
Not Sure Which Option Fits?
Every business and funding need is different. Speak with our experienced team to compare the available options and determine which program best fits your goals and cash flow.
BUSINESS PROJECT FINANCING
Flexible Capital for Real Business Needs
Business opportunities and unexpected expenses do not always arrive when cash flow is strongest. Our Business Project Financing program provides flexible working capital for needs such as:
• Expanding operations and growth capital
• Hiring additional employees
• Purchasing inventory, materials or supplies
• Managing costs or bridging receivables
• Consolidating or refinancing existing business obligations
• Buying out a partner
• Remodels and business improvements
• Equipment or machinery repairs and maintenance
• Other planned or unexpected business expenses
There are no restrictions on how approved funds may be used.
Already Have a Working-Capital Loan?
Our program may be able to pay off most competing working-capital loans when the current balance is below $50,000 and the business retains at least 50% of the new loan proceeds after payoff. Eligibility is subject to credit approval and program availability.